Artículo

Aspects of employees’ financial decisions in relation to retirement

Resumen

The compensation in the form of benefits received at the beginning of retirement may be insufficient to support the retiree’s standard of living while they were active workers. Using a quantitative bibliometric methodology through systematic review, the problem of the lack of continuous actions to promote financial education as a means of building assets for retirement was identified. The importance of financial decisions for the worker’s retirement planning was investigated; the forms of investment for retirement planning used by the worker were mapped and the variables that influence the worker’s investment decision for retirement were identified. In the final considerations, it is observed that even in countries considered developed, financial illiteracy is high, nor was there a priority regarding financial planning for retirement. Despite constant changes to the retirement regime for greater worker involvement, policymakers and employers still strongly intervene in investment decisions for retirement purposes.
Espinosa, Isabel (57222222005); Cuenca, Víctor (57329081100); Eissa-Garcés, Ahmed (57224992729); Sisa, Ivan (54421256700)
2021
10.15446/revfacmed.v69n3.94520
https://www.scopus.com/inward/record.uri?eid=2-s2.0-85117072944&doi=10.15446%2frevfacmed.v69n3.94520&partnerID=40&md5=214c9c0d0fd00cfa0b91ac4d3e82a67c
Universidad San Francisco de Quito USFQ, College of Health Sciences, Medical School, Quito, Ecuador
All Open Access; Gold Open Access; Green Open Access
Scopus
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